There are a few main differences between Discount Dental Plans and Dental Insurance which I will cover here:
Dental Insurance
- Limits on what is covered and yearly maximums that all too often are easy to reach
- A long waiting time for certain procedures, while you agonize in pain at home
- The Hassle of forms and claims that is all to synonymous with dental insurance
- Premiums that are expensive, even when you have no serious dental issues
- Usually you can only get Dental Insurance through an employer.
Now that last one is the reason most people do not have dental insurance. Some will even choose a job based on if they offer dental.
Discount Dental Plan
- No yearly limitations
- Very fast activation, usually within a few days.
- No heaps of paperwork. Simple membership card is all you need to show the dentist
- No health requirements or limitations.
- Some plans even include cosmetic dentistry and orthodontics
- Dental Plans made available to individuals and families
As you have seen, one very nice aspect of a dental plan is that they do pay for orthodontics work as well. Good luck trying to get your dental insurance to cover that.Article Source: http://EzineArticles.com/?expert=Jonathan_Souza
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